Denver Men’s Therapy does not take any insurance. We are an out-of-network provider. This means we can offer you a more personalized therapy service without the interference of an insurance company. A big reason we are out of network is that we value your privacy. Insurance companies require we give you a mental health diagnosis. This becomes part of your medical record. Many people are not uncomfortable with having a mental health diagnosis, that is a major reason people do not want to use their insurance benefits.
Out of network means that you will pay for counseling at the time of your session and seek potential reimbursement from your insurance. It’s important to look at your benefits if you will be seeking reimbursement. We’ve had clients that receive 100% reimbursement and some that have no benefits. You can always use an HSA or FSA card for services. Also, most people have higher deductibles, so unless you have a major surgery planned, you may not hit your deductible. If you have to pay 100% up to your deductible, that means that you’ll pay out of pocket for in-network and out-of-network, so it’s about whether you want to decide on the best counselor or have your insurance decide.
If you want to use your insurance we can provide you with all the information needed to take to your insurance to negotiate out of network reimbursement.